Business Checking Comparison
As the foundation of your banking relationship, the right checking account can mean the difference between hours of additional time spent managing your finances and spending that time growing your business. Whether you’re running a small business or a large corporation, Wheatland Bank has the perfect business checking account for you. One that’s designed to work harder, so you don’t have to.
At Wheatland Bank, we know your business is unique and has specific financial needs. We want to make your choices easy. Whether you have moderate volume activity and account balances or higher transaction volumes and balances requiring multiple accounts, Wheatland Bank has the checking solution for your business.
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| Minimum Opening Deposit | Interest | Included Monthly Transactions |
Monthly Service Charge |
|
|---|---|---|---|---|
|
Prime Analyzed Cash Management and ACH Payroll Services available. (Additional fees apply) |
$100 | No | $5,000 cash deposited |
|
|
Smart Choice Includes Remote Deposit Capture and ACH Payroll Services. (Limits apply) |
$100 | No | First 250 paid and 250 deposited items; $5,000 cash deposited; 6 Online Bill Pay items |
|
| $100 | No | First 250 paid and 250 deposited items; $5,000 cash deposited |
|
|
| $100 | Yes | $5,000 cash deposited |
|
|
| $100 | No | First 100 paid and 100 deposited items; $5,000 cash deposited |
|
Overdraft Protection Options
1. Automatic Overdraft Transfer Service: If you have other accounts with us, you can authorize us to transfer the funds needed to cover your overdraft. ($7.50 transfer fee applies)
2. Line of Credit: A line of credit is available to cover overdrafts. This service requires to complete a loan application and approval is based on your credit worthiness. Contact your local branch for applicable terms and conditions.
3. Overdraft Privilege: Overdraft Privilege is a service we add to your checking account through which we will strive to pay your overdraft items. Contact your local branch for a copy of the Overdraft Privilege disclosure.
Cash Management
Managing your cash and your time is vital to your success. With Cash Management, you have access to your account, 24-hours a day, seven days a week!
Merchant Services
If your business relies on credit/debit card transactions or if you would like to begin accepting credit/debit cards for payment, Wheatland Bank can help.
Business Loans
Whether you are in need of working capital or a commercial real estate loan, our team of commercial loan officers will develop a customized plan to meet the needs of your business.