The Underwriter provides support to Commercial Loan Officers by preparing loan documents, analyzing customer financial statements, tax returns, budgets, and other financial data. Performs ratio, industry benchmark, historical, and budget to actual comparative analysis. Prepares loan reports from which loan decisions are based upon and performs underwriting analysis. Provides quality customer service through friendly, professional, and efficient service to customers and outside associates. Assures effective and efficient administration of installment, commercial and real estate loan collateral files by the timely and accurate processing of all documents and entries, which are in compliance with bank, State, and Federal regulations. Assists commercial lenders with credit analysis and credit approval.
Successful applicant will have a bachelor’s degree and a minimum of 7 years experience in Commercial Lending. Must have strong interpersonal skills with excellent credit, problem solving and decision making skills. Must possess a strong sense of urgency and ability to meet deadlines.