We understand the challenges your businesses face every day. Managing your cash and your time is vital to your success. With Cash Management from Wheatland Bank, you have quick access to your account information and more right from your own office, 24-hours a day, seven days a week!
In addition to Online Banking conveniences, such as balance and rate information, transaction details and history, transfer initiation and bill pay, our Cash Management Suite provides additional features and services such as:
- Remote Deposit Capture
- Review any current or previous day’s transactions
- View account information and track daily cash flow
- Determine payment status of one or more checks
- Move funds between Wheatland Bank accounts
- Perform direct deposit payroll for your employees
- Request a photocopy of specific checks
- Place a stop payment on one or more checks
- Generate outgoing wire transfers
- Process ACH Transfers – debit or credit
- Pay bills online
- Communicate online with Wheatland Bank
For more information about Wheatland Bank's Cash Management Suite or to talk to a team member about putting together a plan that will work for your business, contact your local branch.
Ready to Get Started?
REMOTE DEPOSIT CAPTURE
Deposit checks without visiting the bank when you use Wheatland Bank’s remote deposit capture. A check scanner allows you to easily and quickly capture a check image at your location and transmit the information to us for deposit.
- Save time and money by eliminating daily bank runs
- Initiate deposits on your schedule, anytime day or night
- Same day ledger credit on deposits made before 5:00pm PST
- Access to detailed reports on all deposits
ACH ORIGINATION SERVICES
ACH services are an efficient and secure way for your business to collect recurring customer payments, make electronic transfers, and distribute funds such as payables and payroll.
- Automates direct deposit payroll to employees and payments you owe to others
- Eliminates check handling, manual payment processing, and postage expense
- Less expensive to process than checks
- Streamlines cash flow
Check payments are the dominant payment form targeted by criminals, making it critical for businesses to adopt smart defenses. With Positive Pay, you can protect your business accounts from fraud and avoid costly financial losses.
- Matches clearing checks for valid account number, check number and dollar amount
- Automatically flags exceptions and delivers reports to you the next day
Quickly and easily originate one-time or recurring wire transfers via online banking or through your local branch.
- Same-day settlement of funds wired to domestic accounts.
- Online wires to foreign accounts supported in US dollars.
ZERO BALANCE ACCOUNT
Separate accounts can be funded from one master checking account with a Wheatland Bank Zero Balance Account (ZBA). A ZBA is a checking account in which a balance of zero is maintained by automatically transferring funds from a master account in an amount only large enough to cover checks presented.
- Eliminate excess balances in separate accounts
- Maintain greater control over disbursements.