Home Loan Mortgage Options
WHAT TYPE OF MORTGAGE IS BEST FOR YOU?
The most common choice of home buyers is a 30-year fixed rate conventional loan, but maybe that is not the best option to fit your needs. We carry a wide range of mortgage services that can be as unique as you.
A conventional loan typically requires a higher credit score. These loans will also require Private Mortgage Insurance (PMI) for loans with less than 20% down payment and are subject to maximum loan limits.
A popular choice for first-time home buyers, the program allows borrowers to make down payments as low as 3.5%. An FHA home loan is insured by the U.S. Federal Housing Administration and financed through FHA approved lenders.
The VA loan is an exclusive benefit for our nation’s Veterans and active military. Unfortunately, many of the 25 million Veterans who are eligible have not utilized their benefit due to inaccurate information or lack of awareness that they qualify.