Personal Checking

No matter what you are looking for in a checking account, you can be assured that Wheatland Bank has the perfect solution for you. With all of the modern conveniences and state-of-the-art services, Wheatland Bank can fulfill all of your banking needs.

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Free-Range Checking

The simplest terms in town! Featuring no minimum balance, no monthly service charge and unlimited transactions!

  • No monthly fees or service charges
  • Unlimited transactions
  • Free Telephone, Online & Mobile Banking
  • Free Online Bill Pay
  • Free Visa® Debit Card
  • Free in-branch document shredding
  • First box of Wheatland Signature checks free
  • Free Wheatland Signature checks for customers 55 and over
  • All non-Wheatland Bank ATM fees automatically reimbursed up to $10 per month
  • Low opening deposit of $100 per disclosure

 

Gold Checking

Looking to get a little more out of your checking account? If so, our Gold Checking Account is the perfect choice. You’ll earn interest on your balance and have the freedom of unlimited transactions!

  • Low opening deposit of $100 per disclosure
  • Interest paid on entire balance
  • Free Telephone, Online & Mobile Banking
  • Free Online Bill Pay
  • Free ATMs nationwide*
  • Free Visa® Debit Card
  • Unlimited transactions
  • Free In-Branch document shredding
  • First box of Wheatland Signature checks free
  • Free Wheatland Signature checks for customers 55 and over
  • Minimum balance to avoid monthly service charge:  $2,000

 

If you have a Wheatland Bank checking account and would like to print a copy of our reconciliation form to assist you in balancing your account, click here.

Need a Home Loan? Take advantage of today's low rates.

‚ÄčAlso in need of a Business Checking Account?  

Click here to review the options available with Wheatland.

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Visa® Debit Card

Convenient, easy and safer than cash or checks, the Wheatland Bank Visa Debit Card is the perfect tool to unleash the benefits of your Wheatland Bank checking account. Use your Visa Debit Card wherever Visa® is accepted at millions of stores, business locations and ATMs worldwide. Plus, Wheatland Bank will reimburse you for up to $10 in foreign ATM fees each month!

Premium Texting

If a transaction made on your Wheatland Bank Debit Card generates an alert, you will receive a text message to verify the validity of the transaction.  The text will indicate that it was generated by Wheatland Bank and will include the amount of the transaction in question, the last four digits of the card used and the merchant name.  If the transaction is valid you will need to reply 'Yes' to the text message.  If the transaction was not initiated by you, you will need to replay 'No' to the text message.  If you would prefer to receive phone calls rather than text messages in response to alerts generated on your account, you will have the option to opt out.

  • If the transaction is identified as valid, you will receive a text indicating that no further action is needed.
  • If the transaction is confirmed as fraud, you will be alerted that there is a hold on yourcard and will be directed to call the bank for further investigation.
  • Texts are only sent between 8AM and 9PM PST.
  • If there is no response to the text message, the system will default to calling the cardholder.
  • In order for this system to be effective, we must have a current mobile phone number on file.  Please verify with your local branch that we do have the correct mobile number at which you can be reached.
  • While Wheatland Bank does not charge any fees for this service, standard text messaging fees may be imposed by your carrier.

 

A sample of the text message you may receive is below.  

Visa Debit Frequently Asked Questions


VISA® ACCOUNT UPDATER

VISA's Account Updater is a service participating merchants can use to retrieve card holder account changes, like new debit or credit card numbers, to ensure as little disruption as possible for your card-on-file and automated payments.

Frequently Asked Questions about VISA Account Updater

VISA Account Updater Opt-Out Request Form