Personal Savings

Home > Personal Banking > Personal Savings

Savings, CD & Money Market Accounts

Whether you’re saving for your next vacation, a rainy day or your retirement, Wheatland Bank has the savings plan for you. See which Savings Account, Certificate of Deposit or Money Market best fits your needs.

 

Savings Accounts

A savings account is a great place to secure your finances and let your money grow over time. With a savings account from Wheatland Bank you’ll earn interest at a competitive rate and have easy access to your funds. Choose from either of our two convenient savings accounts.

Personal Statement Savings

  • Low opening deposit of $100 per disclosure
  • Interest compounded daily and credited monthly
  • Earn interest on entire balance
  • Unlimited in-person and ATM transfers and withdrawals
  • Minimum balance required to avoid monthly fee: $300

 

Personal Combined Savings

  • Low opening deposit of $100 per disclosure
  • No minimum balance requirement
  • Interest compounded daily and credited quarterly
  • Earn interest on entire balance
  • Linked to your checking account
  • Unlimited in-person and ATM transfers and withdrawals

 

Certificates of Deposit

A Certificate of Deposit (CDs) is the perfect tool for managing your money when you can set aside funds for a specific period of time. With a CD, you maximize and lock-in your interest rate while enjoying the safety and security of FDIC Insurance. Contact your local branch for a list of current rates. 

  • Traditional CD Account
    • Minimum opening deposits as low as $500
    • Terms from 3 months to 60 months
  • IRA CD Account

 

Personal Money Market

A Wheatland Bank Money Market Account combines the convenient access of a savings account and the returns of a CD into one robust product. Maximize your investment with our tiered rates which allow your interest rate to grow along with your balance.

  • $1,000 minimum to open
  • Interest compounded and paid weekly
  • Access funds through checks or ATM
  • Unlimited ATM cash transactions and in person withdrawals
  • Up to 6 transfers and/or withdrawals allowed each statement cycle
  • Minimum balance required to avoid monthly fee:  $1,000
House ad