Protect Your Money

As part of the FDIC new national campaign — “Know Your Risk. Protect Your Money.” — we’re joining in to help raise awareness of deposit insurance protections.

What is Deposit Insurance?

The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.

What Does Deposit Insurance Cover?

FDIC deposit insurance protects money you hold at an FDIC-insured bank in traditional deposit accounts like:

  • Checking accounts,
  • Savings accounts,
  • Money market deposit accounts (MMDAs), and
  • Certificates of deposit (CDs).

Coverage is automatic when you open one of these types of accounts at an FDIC-insured bank like Wheatland.

Visit the FDIC's Desposit Insurance page to learn more about what's covered. Vea página en español.