Smart Choice Business Checking
Ideal for those businesses that…
Are considered to be a small to medium-sized business and process fewer than 500 paper or electronic items per month, and would like the functionality of Remote Deposit Capture and Payroll Service on a limited basis.
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Additional Features and Benefits
- Wheatland Bank Visa® Debit Card
- Online and Mobile Banking
- Online Bill Pay (Up to 6 items per month)
- Remote Deposit Capture (Up to 10 times per month)
- ACH for Payroll for up to 10 employees
- Account alerts
- Ability to add Merchant Services
- Optional overdraft services
- Quicken® and QuickBooks® compatible account history downloads
Questions? Call us at 888.896.2577
Account Details
- $100 minimum opening deposit
- Includes E-Statements; $2 monthly fee for paper statements
- Includes transactions up to 250 paid and 250 deposited items per month
- Includes cash deposited up to $5,000 per month
- Includes up to 6 Online Bill Pay transactions per month
- Includes Remote Deposit Capture; up to 10 times per month
- Includes pre-funded ACH for payroll for up to 10 employees
Monthly service charge
- $30; $40 if monthly ledger balance is under $20,000
Monthly service charge: All other fees apply.
Included monthly transactions: Your first 250 paid and 250 deposited items, 6 Online Bill Pay transactions, Remote Deposit Capture and pre-funded ACH for payroll and $5,000 cash deposited are included, with $0.25 per paid/deposited item, $0.40 per additional Online Bill Pay transaction and $0.80 per $1,000 cash thereafter.