Smart Choice Business Checking

Ideal for those businesses that…

Are considered to be a small to medium-sized business and process fewer than 500 paper or electronic items per month, and would like the functionality of Remote Deposit Capture and Payroll Service on a limited basis.


Additional Features and Benefits
  • Wheatland Bank Visa® Debit Card
  • Online and Mobile Banking
  • Online Bill Pay (Up to 6 items per month)
  • Remote Deposit Capture (Up to 10 times per month)
  • ACH for Payroll for up to 10 employees
  • Account alerts
  • Ability to add Merchant Services
  • Optional overdraft services
  • Quicken® and QuickBooks® compatible account history downloads

Questions? Call us at 888.896.2577
Account Details
  • $100 minimum opening deposit
  • Includes E-Statements; $2 monthly fee for paper statements 
  • Includes transactions up to 250 paid and 250 deposited items per month
  • Includes cash deposited up to $5,000 per month
  • Includes up to 6 Online Bill Pay transactions per month
  • Includes Remote Deposit Capture; up to 10 times per month
  • Includes pre-funded ACH for payroll for up to 10 employees
Monthly service charge
  • $30; $40 if monthly ledger balance is under $20,000



Do you have Questions?

Monthly service charge:  All other fees apply.

Included monthly transactions:  Your first 250 paid and 250 deposited items, 6 Online Bill Pay transactions, Remote Deposit Capture and pre-funded ACH for payroll and $5,000 cash deposited are included, with $0.25 per paid/deposited item, $0.40 per additional Online Bill Pay transaction and $0.80 per $1,000 cash thereafter.

Other Potential Fees