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Wheatland Bank
Online Banking Access

Visa® Business Credit Cards

The way you pay vendors may be
limiting your financial performance.

Let’s change that.

CASH SQUEEZE

Cash flow management is critical for businesses of all sizes.
  • 61% of small businesses regularly struggle with cash flow1
  • Cash flow restrictions squeeze purchasing power
  • Limited cash on hand hampers resilience

EXPOSURE TO FRAUD

Check fraud is real, and hard to recover from.
  • Checks are an easier target for fraud – your business name, address, routing and account numbers give fraudsters much of the information they need to potentially make unauthorized charges to your account
  • Fraudulent activity on your account ties up cash for days

NO INCENTIVES

Checks provide no incentives to you or your business.
  • Checks offer no incentives or rewards
  • Cash flow problems can limit your ability to obtain early payment discount incentives from vendors

TOO EXPENSIVE

It takes time and money to pay vendors with checks.
  • Checks take time to clear your account - tracking and reconciling takes resources
  • Check stock and postage rates are expensive
  • IRS 1099 reporting for vendors you pay with checks is your responsibility

Save time and money by paying vendors with our Visa® Business Card.

Why work with unnecessary limits? Our Visa® Business Card frees your business to maximize growth opportunities. Be as financially versatile as your business can be.

IMPROVE YOUR CASH FLOW

  • Plan spending more efficiently with the buffers that credit affords
  • Purchase what you need, when you need it
  • Use float on your card to keep cash in your business checking account longer
  • Pay your vendors in full today, then have the funds withdrawn from your business checking account at statement close

MITIGATE THE IMPACT OF FRAUD

  • Lean on the resources of Visa and Wheatland Bank to defend against fraud in real time 
  • Protect your business checking account from unauthorized transactions with our 24/7 fraud monitoring
  • Stay in the game with quick handling of fraudulent transactions
  • Rely on Visa’s Zero Liability Policy, which guarantees you won’t be held responsible for unauthorized charges if your card is lost, stolen or fraudulently used2

UNLOCK INCENTIVES THAT MATTER

  • Earn rewards that improve your bottom line
  • Utilize cash back as an internal profit center
  • Maximize your profits just by paying your monthly bills
  • Gain local rewards that matter to your business
  • Take advantage of early payment discount incentives with vendors

LEVERAGE POWERFUL CARD MANAGEMENT TOOLS

  • Get comprehensive 24/7/365 self-service
  • View transactions in real-time for faster, easier tracking and reconciling
  • Shift IRS 1099 reporting responsibility to the vendor who accepts your card payments

We make it easy to shift payments to your new card.

SIMPLE

We understand your business. Let’s get you set up with a credit limit that works for you.

CONVENIENT

Get access to a 24/7/365 online self-service platform with all the right features.

RELIABLE

You have a local dedicated relationship manager always ready to assist you and find the right solution.

PLUS – ENJOY INCENTIVES

Maximize your profits just by paying your monthly bills. All the convenience and amenities of national programs, plus a local rewards program designed to meet your needs. Rewards belong to your business and are not considered taxable income3. You choose how to use them. Redeem for cash back, national gift cards, local gift cards, or use our Travel Eraser4!

LET'S GET STARTED TODAY!

Maximize the financial performance of your business. Gain the financial freedom to grow.

Contact Us


1 “The State of Small Business Cash Flow”, Intuit Quickbooks, 2018
2 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions not processed by Visa. Ask us for additional details.
3 Wheatland Bank does not provide tax advice. Please consult with your tax advisor or visit www.irs.gov for more information.
4 Travel Eraser: Make an eligible travel related purchase, then redeem your Reward points for a credit up to the amount of the eligible travel related purchase on your billing statement. Ask us for details regarding eligible transactions and minimum redemption amounts.
On approved credit. Please see the Summary of Credit Terms provided at the time of application for important information on rates, fees, costs, conditions and limitations. Visa and the Visa logo are registered trademarks of Visa, Inc.