Treasury Management
Serves as the financial command center for a business, shifting money management from a reactive task to a strategic advantage.
| Payables & Receivables Management | Liquidity Management | Information Management | Risk Management |
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Contact us to get started!
8:00 am - 5:00 pm
ACH Origination
Send electronic payments from your account to financial institutions anywhere in the United States. Collect payments, pay employees and other recurring bills quickly and safely. Same-day ACH* is also available for time sensitive payments. *Additional fees may apply. Example of these transactions:
Payroll Benefits
Direct deposit makes payday simple for your employees. No more heading out to deposit or cash their paychecks – It’s already in their accounts.
- Because there is only one debit to your business account at end of the month, there are no payroll checks for your accounting department to reconcile
- Your business will use far fewer checks, and you no longer need to sign all of those paychecks
- You won’t need to reissue checks or place stop payments on lost payroll checks
ACH Debit Payments
Examples of recurring payments could include monthly utilities, fitness club dues or other memberships, property management fees, donations, and other continuing payments.
- Your payments arrive on their due dates
- You have immediate access to funds
- Eliminates the need to send out additional notices or pay collection fees
Vendor Payments
ACH Origination can also be used to pay your bills to other third parties such as vendors and suppliers or customers. It eliminates paper checks and provides a more efficient way to manage bill payments.
Wire Transfer
Business Bill Pay
- Track payment history and account balances
- Set up and manage recurring payments
- Make person-to-person and bank-to-bank payments
- Pay individuals electronically by simply sending them an email/text message
- Receive alerts when bills are due via text, email, or both
Remote Deposit
Time is money! Wheatland Bank’s Remote Deposit Capture service brings the bank to you. Scan and deposit checks from the convenience of your office at any time of day to collect funds faster and minimize deposit preparation time.
Merchant Services
Increase sales and get paid faster. Accept and process customer credit and debit card payments made in person, online or on the go. Our merchant services provide your business with 24/7 merchant support.
Sweep Services
Zero Balance Account
Manage the disbursement process with Zero Balance Accounts. Transfer money from the funding account automatically to cover disbursement made on the Zero Balance Account. Manage funds in one special purpose account conveniently.
VISA® Business Cards
We offer a variety of business credit cards to meet your business needs. Separate your business and personal expenses while you enjoy:
- Free 24/7 online access for managing your account. Your Authorized Company Representative can view transaction activity and history, pay your bill, set up your alerts and more.
- Free management reports to help you track expenses, monitor your spending, spot tax deductions, prepare your tax filings and forecast expenses more easily.
- Cash flow management with the flexibility to cover the cost of supplies, equipment, travel and more.
- Rewards for every dollar spent
- No annual fee!
Business Online Banking & Multi-User Access
- Access your statements from up to 18 months ago
- Download account information to most money management software, word processing document or even a spreadsheet
- Easily and conveniently make loan payments
- Set up email/text alerts
- Direct Connect with QuickBooks
- Order checks and much more!
Business Mobile Banking
Take your banking needs anywhere! It’s safe, secure and ready to use whenever and wherever you need it, anywhere you have internet access.
Online Banking makes it easy to:
- Conveniently transfer funds between accounts
- Stay on top of your accounts by viewing current transactions, seeing actual images of checks and deposit slips
- Access bank statements from up to 18 months ago
- Easily and conveniently make loan payments
- Pay Bills
- Set up email/text alerts
QuickBooks Integration
Eliminate tedious, manual data entry by automatically connecting to your accounts and download transactions. Data flows automatically into your books for you to review everything in one place.
eStatements
- Faster Delivery - you have access to your statements online as soon as they are available, not when the postal worker delivers them.
- Digital Statement History - You'll have access to your statements online for up to 18 months. Your eStatements are in PDF format, so you can easily save or print them.
- Flexibility - Have some accounts you still want delivered to your mailbox each month? With eStatements you have the ability to pick and choose which accounts you would like to view digitally.
- Lower Risk of ID Theft - Reduce the risk with no more paper statements sitting in your mailbox. Online Statements are protected and encrypted on your online banking platform.
ACH Positive Pay
Electronic (ACH) Positive Pay provides you with the tools to proactively prevent unauthorized transactions on your account.
- ACH Positive Pay involves maintaining a list of ACH transactions that you've "pre-authorized" that the system will compare and verify.
- Depending on your instructions, ACH debits and/or credits will be automatically stopped from unexpectedly settling against your account and returned to the initiator as unauthorized.
- ACH Positive Pay allows only ACH debits and/or credits transactions that you specify to be able to post to your account, while all others will be returned automatically.
Check Positive Pay
Protect your company against costly check fraud with our Positive Pay service. Each check presented for payment will be compared against checks you have issued, and we will notify you of any mismatches. You can view mismatches or exceptions online and direct us to pay or return items — all before any funds are exchanged.
- Reduce Potential Losses Due to Check Fraud— Positive Pay helps protect against altered and counterfeit checks by providing you the opportunity to return checks within the required 24-hour deadline
- Make Pay or Return Decisions with Confidence— See actual images of exception items via Online Banking so you can quickly and easily determine the correct disposition of any checks with discrepancies
- Funds Stay under Your Control— Timely return decisions allow funds to remain in your account, avoiding delays and the risk of loss associated with late returns
Insured Cash Sweep
With ICS, or the Insured Cash Sweep service, you can secure funds placed into demand deposit accounts, money markets deposit accounts or both with FDIC insurance eligibility well beyond $250,000.
- Rest assured knowing that your funds are eligible for FDIC insurance protections.
- Cash Management option that offers operational efficiencies.
- Receive just one regular, monthly account statement